Secured LoansĪ secured loan means that the borrower has put up some asset as a form of collateral before being granted a loan. There are two basic kinds of consumer loans: secured or unsecured. Generally, the longer the term, the more interest will be accrued over time, raising the total cost of the loan for borrowers, but reducing the periodic payments. The term of the loan can affect the structure of the loan in many ways. Loan TermĪ loan term is the duration of the loan, given that required minimum payments are made each month. Use the Compound Interest Calculator to learn more about or do calculations involving compound interest. In most loans, compounding occurs monthly. Generally, the more frequently compounding occurs, the higher the total amount due on the loan. Compounding FrequencyĬompound interest is interest that is earned not only on the initial principal but also on accumulated interest from previous periods. For more information about or to do calculations involving APR, please visit the APR Calculator. Borrowers seeking loans can calculate the actual interest paid to lenders based on their advertised rates by using the Interest Calculator. It is important to understand the difference between APR and APY. The rate usually published by banks for saving accounts, money market accounts, and CDs is the annual percentage yield, or APY. Loan interest is usually expressed in APR, or annual percentage rate, which includes both interest and fees. For most loans, interest is paid in addition to principal repayment. Interest rate is the percentage of a loan paid by borrowers to lenders. Nearly all loan structures include interest, which is the profit that banks or lenders make on loans. While this does not change the bond's value at maturity, a bond's market price can still vary during its lifetime. Users should note that the calculator above runs calculations for zero-coupon bonds.Īfter a borrower issues a bond, its value will fluctuate based on interest rates, market forces, and many other factors. Instead, borrowers sell bonds at a deep discount to their face value, then pay the face value when the bond matures. Zero-coupon bonds do not pay interest directly. Coupon interest payments occur at predetermined intervals, usually annually or semi-annually. With coupon bonds, lenders base coupon interest payments on a percentage of the face value. Two common bond types are coupon and zero-coupon bonds. Face value denotes the amount received at maturity. The face, or par value of a bond, is the amount paid by the issuer (borrower) when the bond matures, assuming the borrower doesn't default. Technically, bonds operate differently from more conventional loans in that borrowers make a predetermined payment at maturity. This kind of loan is rarely made except in the form of bonds. Bond: Predetermined Lump Sum Paid at Loan Maturity Some loans, such as balloon loans, can also have smaller routine payments during their lifetimes, but this calculation only works for loans with a single payment of all principal and interest due at maturity. Unlike the first calculation, which is amortized with payments spread uniformly over their lifetimes, these loans have a single, large lump sum due at maturity. Many commercial loans or short-term loans are in this category. Instead of using this Loan Calculator, it may be more useful to use any of the following for each specific need: Mortgage Calculatorĭeferred Payment Loan: Single Lump Sum Due at Loan Maturity Below are links to calculators related to loans that fall under this category, which can provide more information or allow specific calculations involving each type of loan. The word "loan" will probably refer to this type in everyday conversation, not the type in the second or third calculation. Some of the most familiar amortized loans include mortgages, car loans, student loans, and personal loans. Routine payments are made on principal and interest until the loan reaches maturity (is entirely paid off). Many consumer loans fall into this category of loans that have regular payments that are amortized uniformly over their lifetime. Amortized Loan: Fixed Amount Paid Periodically
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Also, the curriculum includes remote control of robots as well as autonomous operation of a 3D printed robot.Īt the completion of the program the student may want to purchase the robot designed in the class, but this is optional. The curriculum utilizes logic, functions, tables, arrays and more programming aspects. This code will respond to sensors and produce movement in a 3D printed robot designed in a CAD program by the student. The student will use a text-based programming language and use a compiler to convert the language to machine code in single chip computer. PVNet has taken the best from both one chip computers and CAD programs and used the principles of STEAM develop this program. Also, there are Computer aided design software packages available today. There are many one chip computers on the market today that can control robots. STEM concepts are put to the test with the VEX robotics as students learn lifelong skills in teamwork, leadership, communications, and more at PVNet.įor students with an interest in robotics or may want to pursue a career in robotics the Pathway to Advanced robotics is designed for them. The student can advance further to VEX IQ Challenge teams where students are tasked with design and build a robot to play with other teams in a game-based engineering challenge. The robotic brain included in the course has 12 ports for a variety of program options for sensors and driving motors. Students can easily build their first robot, and the wide variety of additional parts means that students can build a robot that is bigger, stronger, and more functional as students continue to learn. The VEX IQ system includes plastic, snap-together pieces designed specifically for the dexterity for young hands. Then the functional robot is used to show the physical reactions of a robot to the programming skills learned in the simulated environment. Most of the challenges found in this curriculum are programmed in a simulator environment. The ROBOTC for VEX IQ includes programming lessons for ROBOTC, engineering challenges. The VEX IQ programming curriculum and ROBOTC software provide many opportunities for students of all abilities and was developed by Carnegie Mellon. To better understand the mechanics and how they relate to programming the movements, the VEX IQ program is a path to that understanding. Robots today all have moving parts and serve some function. No one will know your business better than you, and that’s why no one can make a better logo than you can. Build a bigger, more engaged community with a Discord server. You can design your Discord server logo right now, no sign up necessary, and start gaining notoriety for your server in just a few clicks. 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No need to hire overpriced design professionals that don’t always get what you want and end up creating a logo that will be entirely opposite to what you expected.ĭownload Logo Maker for Mac now and let your creativity run free!ĭon’t forget to rate us five stars and provide us with a helpful feedback. You can also share with us the logos or categories that you would like us to add in future. Adept at building executive leadership teams and recruiting cross-functional team members across all levels, fostering a culture of collaboration with a focus on achieving shared goals.ĪBC Holdings LLC – Las Vegas, NV, CEO, 2020 to 2022ĭrove operational and financial turnaround for company providing linen and laundry services to hotels, casinos, and other clients in the Las Vegas area. Expertise in turning around negative financial trends, rejuvenating operations, and opening new revenue streams through product enhancements, market expansions, and mergers & acquisitions. Seasoned executive and board member, leveraging strong business and financial acumen backed by proven success in conceptualizing and leading execution of transformational, growth-focused strategies. Let’s take a look at a quick resume example of each of these sections: The summary gives you the opportunity to speak directly to the hiring manager while the employment history shows off your recent feats. Two of the most important parts of your CEO resume are the summary and the employment history sections. Think of this document as your highlights reel - what are your most impressive accolades to date? Whittle things down so that you’re not presenting the hiring manager with a 40-page dossier.ĭo you have a case of writers’ block? If it’s been a while since you wrote a resume, you may be looking for some inspiration. However, you may not be able to include everything you have ever done in your CEO resume. Your career history is sure to be long and impressive. Rather than saying that you “increased the Q3 sales for the business,” say that you “increased sales by 200% in Q3”. When you’re listing these on your resume, be sure to quantify them. You wouldn’t have gotten to the position of CEO without making some serious waves. We won’t beat around the bush - you likely have tons of remarkable achievements. If you want to give yourself the best chance of success, it’s worth including some keywords in your resume. To do this, the ATS will search for various keywords in each document. The software filters incoming resumes and determines whether they match the job spec. The majority of Fortune 500 companies now use Applicant Tracking Systems (ATS). Make sure that your resume reflects this expertise and highlights how your talents align with the business. If you want to be the top dog, the hiring manager will expect you to have knowledge of the business, its values, and its long-term vision. For that reason, you can afford to research each company in-depth. That means you will be taking a quality over quantity approach. You will only be applying for high-level, C-suite jobs. That’s great - but how can you condense a life to fit a one-page resume? If you’re ready to get started and work on your CEO resume, we have some advice to help you out. As a CEO, you likely have a rather impressive backstory. The second season was released from July to December 2017. Brian Posehn, Ashley Johnson, Scott Porter, Martha Plimpton, Dave Fennoy, Corey Feldman, Billy West and Paul Reubens portray the rest of the cast. In Minecraft: Story Mode, players control Jesse (voiced by Patton Oswalt and Catherine Taber), who sets out on a journey with his or her friends to find The Order of the Stone-four adventurers who slayed an Ender Dragon-in order to save their world. The first trailer for the game was shown at Minecon on 4 July 2015, revealing some of the game's features. From late 2018 to 5 December 2022, it was only available on Netflix, where only the first five episodes were available. Wii U and Nintendo Switch versions were available in 2017. A physical disc that grants access to all episodes was released for the aforementioned four consoles on 27 October. Consisting of five episodes plus three additional downloadable episodes, the standalone game is a narrative and player choice-driven, and it was released on Windows, OS X, iOS, PlayStation 3, PlayStation 4, Xbox 360, and Xbox One via download on 13 October 2015. Minecraft: Story Mode, an episodic spin-off game developed by Telltale Games in collaboration with Mojang, was announced in December 2014. Gameplay revolves around picking up and placing these objects as the player pleases, while being able to move freely around the world. The game world is composed of voxels-cubes, commonly called "blocks"-representing various materials, such as dirt, stone, ores, tree trunks, water, and lava, which are arranged in a 3-dimensional grid. Gameplay is in the first-person perspective, with the core gameplay modes being survival, in which players must acquire resources to build the world and maintain health (optionally with a "hardcore" limit, which deletes the world after the player dies) and creative, in which players have unlimited resources, no hunger and are able to fly. The game has no specific goals to accomplish, allowing players a large amount of freedom in choosing how to play the game. It was originally created by the independent video game designer Markus Persson in 2009, before giving the development to Jens Bergensten in 2011. Minecraft is a 3D survival sandbox game developed and published by Mojang, spanning multiple platforms. Free heart game is a well-known and very famous game over the world. 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Visual Studio Code is free and available on your favorite platform - Linux, macOS, and Windows. It moreover shows streaming video and audio content, alive and recorded, authored global. It helps several audios as well as video formats. For tips on locating your product key, check Find your Office 2010 product key or Enter the product key for your Office 2007 program. Use v for quick edits online GitHub, Azure Repos, and local files. ( 25 votes) Winamp for PC Windows used as a free multimedia player prepared by Nullsoft. If you have Office 2010 or earlier and choose to perform a clean install of Windows 10, you will need to locate your Office product key. For more information, check How to upgrade to Windows 10 on new devices that include Office 365. To redeem your copy of Office, please see Download and install Office 365 Home, Personal, or University on your PC. If you just purchased a new device that includes Office 365, we recommend redeeming (installing) Office before upgrading to Windows 10. Please see the Volume Licensing Service Center for more information. Windows 10 Enterprise isn’t available here. To check what edition you're currently running, go to PC info in PC settings or System in Control Panel, and look for Windows edition. Overview Certified What's New Similar to 23 News. You should also choose the same edition of Windows. Downloads Players Audio Players Winamp Full 5.2 The legendary Winamp media player can handle MP3 audio, CDs, and streaming broadcasts. Winamp is an advanced audio and video player, which was released in 1997. VLC is a free and open source cross-platform multimedia player and framework that plays most multimedia files as well as DVDs, Audio CDs, VCDs, and various streaming protocols. To see what language you're currently using, go to Time and language in PC settings or Region in Control Panel. You'll need to choose the same language when you install Windows 10. We also recommend that you visit your PC manufacturer's website for info about updated drivers and hardware compatibility. See the system requirements before installing Windows 10. To check this on your PC, go to PC info in PC settings or System in Control Panel, and look for System type. You’ll create either the 64-bit or 32-bit version of Windows 10 that’s appropriate for your CPU. When burning a DVD from an ISO file, if you are told the disc image file is too large you will need to use Dual Layer (DL) DVD Media.Ĭheck these things on the PC where you want to install Windows 10:.We recommend using a blank USB or blank DVD, because any content on it will be deleted. A blank USB flash drive with at least 5 GB of space or blank DVD (and DVD burner) if you want to create media.Sufficient data storage available on a computer, USB or external drive for the download.An internet connection (internet service provider fees may apply).Graphics: 1024 x 768 or higher resolution with at least 256 colors. Winamp Mega Bot is a program that provides you with a direct connection to Paltalk Messenger rooms.After installation and deletion of temporary installation files, Apache OpenOffice will use approximately 440 Mbytes disk space. After you’ve installed Winamp, select a theme for the interface. Play MP3, MP4, or AVI - anything that’s on your music apps is playable here. Storage: At least 650 Mbytes available disk space for a default install via download. 5.9.2 Nullsoft (Free) User rating Download Latest Version for Windows A free media player for your desktop 1/3 Winamp is a classic media player that is compatible with most modern file types.Memory: Minimum 256 Mbytes RAM (512 MB RAM recommended).Winamp Classic for Windows Requirements: Windows 7 Language: English License: Free Latest update. Hardware demands are quite modest and even older machines should be able to run OpenOffice: Fast downloads of the latest free software Click now. Download Windows 10 Disc Image (ISO File) Before updating, please refer to the Windows release information status for known issues to confirm your device is not impacted. But in those cases a 32-bit JVM is required for some functionality. It will run successfully in 32-bit mode on 64-bit versions of Windows 7, 8 and 10. Please note: Apache OpenOffice is distributed as a 32-bit application. We do not support Windows RT, the ARM-based version, intended for tablets. Windows 8, 10: We run as a “desktop application”, not a Metro “App”.Windows Vista: Tested, stable, no platform-specific problems known.Windows XP: Tested, stable, no platform-specific problems known.Windows 2000: OpenOffice may work on Windows 2000, but we don’t test or recommend it.The current Apache OpenOffice supports Microsoft Windows XP, Vista, Windows 7, Windows 8 and Windows 10. Apache OpenOffice for Windows Windows Version Support Would you like to have more information about smart grids? Take a look to the “5 main advantages for the development of the Smart Grid”. This commitment of Canada with the smart grids shows how they make better use of existing generation, transmission and distribution assets to provide a higher quality of service to customers. This website includes a comprehensive guide to funding for eligible projects. Interested stakeholders cand find the full information on a new website that has been established. Published by Statista Research Department, May 11, 2023. “The investments and initiatives resulting from the call for proposals will help build cleaner, safer, better-connected electricity systems and create well-paying jobs for middle-class Canadians, supporting Canada’s transition to a low-carbon future”, said Carr. Global investments in digital infrastructure for the power grid 2021, by sector. The Canadian Government wants to increase the hosting capacity of renewable energy, increasing resiliency and improving energy efficiency and conservation. $100 million is the investment that Jim Carr, Canada’s Minister of Natural Resources, announced the past January to develop more smart grid systems in the American country. The Recovery Act built on EISA to deliver 4.5 billion to jump-start grid upgrades, about 3.4 billion of which funded the 99 SGIG projects. This smart grid investment has the aim on fighting climate change, creating clean jobs and ensuring safer power delivery for Canadian citizens The program was authorized by the Energy Independence and Security Act (EISA) of 2007, Section 1306, which called for federal matching funding for smart grid investment costs. LEADERSHIP LESSON -> Start your presentations by sharing a story to build a connection with your audience. I want to be sure that neither battles nor burdens of office shall ever blind me to an intimate knowledge of the way the American people want to live and the simple purposes for which they put me here." My friends, my enemies, my daily mail bring to me reports of what you are thinking and hoping. I have travelled the country over many times. FDR summed up his approach in his April 1938 chat: "And constantly I seek to look beyond the doors of the White House, beyond the officialdom of the National Capital, into the hopes and fears of men and women in their homes. During the war, he talked about the factory workers and the armed services members he met. During the Dust Bowl drought, for example, he talked about the pain and suffering he saw first-hand among farmers. He made a point in many chats to talk about the trips he made around the country and to describe the average Americans he met. He also wanted his listeners to feel like he understood them. He may have pictured his listeners sitting in a chair leaning in to listen to his voice from their home (see photo). He often started his chats by addressing his audience as "My friends" instead of a more formal opening. LEADERSHIP LESSON -> Learn and apply the structured communication techniques that elite consultants, intelligence analysts, and other communication experts also use to convey complex information in a clear and concise way.ģ - Connect with Audience - FDR lived an elitist life but relied on average Americans for his political base, so he knew he needed to build a connection. Tonight, eight weeks later, I come for the second time to give you my report - in the same spirit and by the same means to tell you about what we have been doing and what we are planning to do." For example, here is how he opened his second Fireside Chat in May 1933 on the complex topic of banking: "On a Sunday night a week after my Inauguration I used the radio to tell you about the banking crisis and the measures we were taking to meet it. By laying out a structure at the beginning of the talk, FDR helped his audience absorb and understand the information he was sharing. He put his talks in context of previous chats to connect it to a larger strategy. LEADERSHIP LESSON -> Schedule your mass communications to be short and just infrequent enough so you leave your audience, and you, eagerly awaiting the next one.Ģ - Start with Structure - FDR opened some of his biggest chats by explaining what he was going to cover in the chat and why it was important. Every time I talk over the air it means four or five days of long, overtime work in the preparation of what I say." FDR summed up his timing this way: " The one thing I dread is that my talks should be so frequent as to lose their effectiveness. The vast majority of them were 30 minutes or less and none went over 45 minutes. Perhaps, most importantly, he kept the chats short. He often timed them to be right around milestone events when interest would be highest - like major events in the war and the opening and closing of congressional sessions. He sometimes started each chat by saying how long it had been since the last one. He spaced his 30 chats 4.6 months apart, on average, and never had more than four in any one year. 1 - Timing is Everything - FDR wanted his Fireside Chats to be big, not-to-miss, events so he timed them appropriately. The lesson we've learned today kids is to never smoke weed while writing an IGN review. Like how Sonic in Sonic Mania hits the Fortnite on Tails. It is verified by Valve as playable on the Steam Deck and will run well. It can be played and ran on Windows systems. After countless attempts by Sega to refresh, revive, and reboot the Sonic series, it’s a straightforward side-scrolling platformer that ends up being the best one in. Were this attacks done out of Ohio rizz? Maybe not, but it often makes me think about humanity's role in the universe. Sonic Mania is a Casual, Action, and Adventure game developed by Headcannon, PagodaWest Games, and Christian Whitehead.On, it was released on the Steam Store by SEGA. This catastrophic event was caused by Quandale Dingler, not to be confessed with the late Quandale Dingle. Theres an area in Sonic 2s Chemical Plant Zone. The bombings racked in a toll of over 265 deaths. Christian Whitehead and team turn in a beautiful rewrite of the 16-bit Sonic games with all-new stages. Is it safe for our children? To answer this question, we look to the 1919 bombing attacks of Little Rock Arkansas. Forensic Scientists call this "griddy" a reaction that happens when the immune system is invaded by the Battlepass waves. Sonic Mania brings fans back into the 2D world of platform games with nostalgic pixel-style art and core classic gameplay by re-imagining iconic Zones and Acts from Sonic The. Is the Fortnite battle pass really beneficial for our developing youth? With the rise of Generation Alpha, the skibbidi toilet scientists have discovered that kids ages 7-10 when in contact with the Fortnite Battlepass start violently hitting the giddy like quirked up white boys. Maybe if Sonic got rid of that yee yee a$$ haircut he has, he'd get some slogblwag on his chilli dog. Sonic Mania™ is so good, I could actually get off my a$$ and go to the gym, and stop living a diet consisting of only blue Gatorade powder and hot sticky syrup sandwiches. I don't really care tho, bc I'm already built like a steam roller. This game is so good, I would actually pay my taxes and start investing in startups, but sadly I cannot play sonic mania on my smart fridge, so really it's a 9. Not much in this world is as good as Sonic Mania, but being deep in a concrete wall with sponges on the inside is pretty nice too. This game not only one of the greatest 2D platformers ever made, but it is the greatest 2D platformer ever made. |
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